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If your child is in need of dental work, you should start looking for a dentist you can trust. He or she will likely be seeing the same practitioner for years, so it makes sense to look for someone with a good reputation. Find out how to locate one you can rely on.

The first place to check is with your child's doctor. Most pediatricians keep a list of dentists who excel at taking care of the teeth of their patients. The pediatrician will likely tell you at what age your child should start seeing someone to care for their teeth, and should then recommend a few dentists in your area. They might even know a few personally so they can recommend them not just for their skillset, but also their personality.

You should also ask other parents who their kids see for dental appointments. Whether your children have play dates or school with other kids, you can use their parents as a great resource when you are looking for a pediatric dentist. Most people enjoy sharing information that has helped them, and they like to warn others of practitioners they do not recommend, which can also be helpful. Be sure to find out why exactly each practitioner is recommended or not.

Once you have some recommendations, you should check with your insurance provider to find out which ones are covered. Otherwise, you may have to pay out of pocket unexpectedly. Most insurance providers even have directories where they list dentists on a map so you can choose one close to you. They may even state which practitioners specialize or have a unique quality you can benefit from, such as being multilingual.

You can typically set up a meet and greet with the dentist you are thinking of choosing. Be sure to bring your children to make sure they like the practitioner and feel comfortable in the office. This is important if you want to make sure they are willing to go to each dental appointment without putting up too much of a fight. Look for not just a caring, gentle staff but also things for kids to do in the waiting room and even in the exam rooms.

When you find a great dentist your kids like, you should feel some relief since this can seem like a daunting process. At that point, you can feel comfortable your kids will be all set to get the dental care they need until they reach adulthood. The result will be worth the search.

Source by Anna Woodward

I Recently an article in the Iowa Quad City Times has many wondering just what the rules are requiring an heir to repay Medicaid for the cost of services to a deceased family member.

Sarah Miller received a letter from the State of Iowa asking for $ 277,186.96 to repay the State for medical care received at a state-run veterans home. Ms Miller is the long time companion of veteran Roger Lennon who died a few months ago.

Roger Munns, a spokesman for the Iowa Department of Human Services confirmed that the State would seek reimbursement from any assets remaining in Lennon's estate after he died. Munns said that Mr. Lennon should have known that the state would pursue any remaining assets remaining after his death.

Munns states that "everybody who gets Medicaid is told that this is a government program for which we will be expecting repayment."

Mr. Lennon gave all of his income to the State during the times he was living at the Veterans Home in Marshalltown. This income consisted of his veteran's benefits and $ 350 which was his share of the rental income from properties jointly owned by Ms. Miller and himself.

Ms. Shepherd Miller paid the taxes and expenses of the rental properties for the last seven years. However, she was told that she could not deduct either the expenses or taxes form the estate. The only deduction the State will allow is funeral expenses. Apparently the State of Iowa has told Ms. Miller it wants half the value of these two rental properties and the payment is due next week.

How did this happen and can it happen to others? Absolutely.

Medicaid came into being in 1965. As it is a joint program between the federal government and the states, it has always included a provision allowing the states to recover from the estates of deceased Medicaid recipients.

In 1993 Congress passed the Omnibus Budget Reconciliation Act (OBRA '93) which required the states to implement a Medicaid Estate Recovery Program. The relevant provisions of the 1993 Act are as follows:

* States must pursue recovering costs for medical assistance consisting of:
* Nursing home or other long-term institutional services;
* Home- and community-based services;
* Hospital and prescription drug services provided while the recipient was receiving nursing facility or home- and community-based services; and
* At State option, any other items covered by the Medicaid State Plan.

At a minimum, states must recover from assets that pass through probate (which is governed by state law). At a maximum, states may recover any assets of the deceased recipient.

Who's estate may be seized?

According to the US Department of Health and Human Services recoveries may be made from the estates of deceased persons who were 55 or older when they received benefits. Recovery could also be had if the Medicaid beneficiary was permanently institutionalized regardless of age.

States are permitted to exempt recovery if the only Medicaid benefit received is a payment of Medicare cost sharing, ie Medicare Part B premiums.

Of course this is made a bit more confusing because each of the states have different rules. Texas, for instance, passed a law which states Medicaid Estate Recovery Program claims will only be filed when it is cost-effective. Claims that are considered not cost-effective are those where:

* the value of the estate is $ 10,000 or less;
* the recoverable amount of Medicaid costs is $ 3,000 or less; or
* the cost of selling the property would be equal to or greater than the property's value.

Ohio has a hardship exemption. In certain circumstances when recovery from the estate is found to create an undue hardship, the right to immediate recovery may be waived by the state. The Ohio statute gives as an example a property which is the sole income producing asset of the survivor. Ms. Shepherd Miller might be eligible for a hardship exemption if she lived in Ohio.

Each state has it's own rules. Federal guidelines allow the states great latitude in defining hardship exemptions. However, the federal guidelines do suggest that two kinds of property could be eligible for hardship exemptions. The suggested guidelines are homesteads of modest value and income-producing property, such as farms or family businesses that are essential to the support of a survivor.

Even though the federal guidelines seem to favor Ms. Miller, the ultimate authority to recover is with the State of Iowa.

Source by Sheila Guilloton

Finding a great dentist isn’t easy. Whether you live in Hawaii or Wichita, this can be a daunting task, especially if you haven’t been to a dentist for a while. But look no further, than this article. Finding a dentist is easier than you think if you simply apply the tips that follow.

Ask People You Know

A great way to find a dentist is to ask other people that you know and trust. Ask your family, colleagues or friends. Often they will have good recommendations. In addition to asking what dentist they recommend, ask about other qualitative factors. Find out if the dentist is friendly, has a nice waiting room and has a great staff.

What if you are new to an area?

If you are new to an area, you may not know anyone who can recommend a great dentist. So what do you do in this scenario? Ask credible people who are in a position to know who the best dentists are. Often hospitals and other health facilities employ the services of a number of dentists. So they are in a great position to know who the best dentists are. All you need to do is call them up and ask for a recommendation.

You can also ask a local dental school. Dental schools are in a great position to know who the best dentists are in the area. In addition, dental schools may even offer lower rates than a regular dentist for dental care. Sure, you will have students performing your dental care, but they will be well supervised by extremely experience dentists who know what they are doing.

Use the Internet

Now days, everything is on the web. Search for a website that lists dentists in your area along with patient reviews. Look for a dentist that is convenient for you and also look at their reviews. Make sure that their patients have a lot of good things to say about them. And if a dentist has a lot of negative reviews, look elsewhere.

Also visit the dentist’s website. You can learn a lot by checking out their website. Does the dentist offer all of the dental services required to meet their needs? You can also get a feel for the dentist’s personality by the way they have designed their site and what they talk about on their website. And if the dentist has posted a video, then you are really in luck. You can get a good sense of their personality too.

Special Dental Needs

When choosing a dentist, you should also consider your special dental needs. If you have healthy teeth, choosing a dentist is easier as all dentists are able to do the basics like cleanings and taking x-rays. But if you have crooked teeth you may want a dentist that specializes in orthodontics. Or if you want your teeth to look better you may want a dentist that specializes in cosmetic dentistry and so on.

Check Your Dental Plan

Another great way to choose a dentist is to look at the dentists that are pre-approved by your dental plan. In this case, you will already know that they will accept your dental insurance. But you should be sure to ask a lot of questions to confirm that they are the right dentist for you.

Call the Dentist

Once you have narrowed down your list of potential dentists, call them. See how you are treated on the phone. Confirm that they take your insurance. Find out: how to get to the office, what their business hours are and how they handle dental emergencies that are outside of their business hours.

Take a Test Drive

Some dentists will offer free consultations or even free cleanings to prospective patients. Take them up on their offer. You will get free service and also a chance to chat with them so that you can see if you get a long.

Don’t Get Taken for a Ride

Some unscrupulous dentists will try to sell you services or treatments that you do not need. In this situation, go with your gut instinct and get a second opinion from another dentist if you are unsure that any treatment is not right for you.

Also, some bad dentists will post fake reviews on review websites. So always take the reviews that you see on these sites with a grain of salt. Make sure that the reviews align with your experience with the dentist and look elsewhere if they do not.

Remember you don’t have to go with the first dentist that you find. If you are not happy with them in anyway, keep on looking. Eventually you will find the right dentist for you and your smile.

Source by Zeke Morganstern

Taking care of your teeth is something that is necessary in order to have great dental health as well as good overall health. A very important part of taking care of your teeth is regularly visiting the dentist. The dentist does not only take care of problems in the mouth such as cavities, but he or she also helps you to avoid problems by seeing their potential early on and giving you the necessary steps to avoid them. Because dentists play such an important role in your oral health choosing a dentist is very important. Maybe you have worked with the same dentist all your life but you move and have to choose a new one. Maybe you are not comfortable with your current dentist so you want to change. Whatever the case, it is important that you know how to choose a good dentist.

The first thing to do when choosing a dentist is to find out the names of all the dentists in the area. This may not be just in your city. If you live in an area with a lot of people and all the cities are close together you may look up dentists in many different cities. You will want to look up dentists whose offices are in a reasonable distance of your home. Maybe you think a reasonable distance if fifteen minutes and maybe you think a reasonable distance is forty-five minutes. Whatever distance you are comfortable with, look up all the dentists within that area.

The next thing you will want to do is research these dentists. Where did they go to school? How much education do they have? Did they go to a school that puts out reliable dentists or did they go to a school in the boonies that you have never heard of? Find out whether they are family dentists, pediatric dentists or dentists who prefer to work only with adult teeth. Find out how long they have been in business. In short, research things about them that will help you determine whether or not you would trust them as a dentist.

As a part of your research you will want to know what other people have to say about the dentists in the area. Who do people like and who do they not like? Ask your neighbors and friends which dentist they use and which they are most comfortable with. Ask them why they feel the way they do and have the opinions that they have. Maybe there is something that they do not like about a certain dentist that does not make you uncomfortable. Maybe there is something that they love about a certain dentist that does not appeal to you. Find out what other people have to say.

Finally, you will want to meet the dentists if you can. Schedule a one time appointment so that you can meet them and see what they are like in their work environment. You can have the opportunity to watch them with other people and see how they work. One dentist may be a really nice guy but maybe you just do not like the way he works as a dentist. Another dentist may seem a little gruff but maybe he is very gentle with your teeth. You will want to meet the different dentists because in the end it is important that you go with the dentist that you are most comfortable with or that your children (if you are looking for a pediatric dentist) are most comfortable with. The best way to find out who you are most comfortable with is by meeting them.

Source by Dr. Ralph Reilly

Taking care of your teeth is something that is necessary in order to have great dental health as well as good overall health. A very important part of taking care of your teeth is regularly visiting the dentist. The dentist does not only take care of problems in the mouth such as cavities, but he or she also helps you to avoid problems by seeing their potential early on and giving you the necessary steps to avoid them. Because dentists play such an important role in your oral health choosing a dentist is very important. Maybe you have worked with the same dentist all your life but you move and have to choose a new one. Maybe you are not comfortable with your current dentist so you want to change. Whatever the case, it is important that you know how to choose a good dentist.

The first thing to do when choosing a dentist is to find out the names of all the dentists in the area. This may not be just in your city. If you live in an area with a lot of people and all the cities are close together you may look up dentists in many different cities. You will want to look up dentists whose offices are in a reasonable distance of your home. Maybe you think a reasonable distance if fifteen minutes and maybe you think a reasonable distance is forty-five minutes. Whatever distance you are comfortable with, look up all the dentists within that area.

The next thing you will want to do is research these dentists. Where did they go to school? How much education do they have? Did they go to a school that puts out reliable dentists or did they go to a school in the boonies that you have never heard of? Find out whether they are family dentists, pediatric dentists or dentists who prefer to work only with adult teeth. Find out how long they have been in business. In short, research things about them that will help you determine whether or not you would trust them as a dentist.

As a part of your research you will want to know what other people have to say about the dentists in the area. Who do people like and who do they not like? Ask your neighbors and friends which dentist they use and which they are most comfortable with. Ask them why they feel the way they do and have the opinions that they have. Maybe there is something that they do not like about a certain dentist that does not make you uncomfortable. Maybe there is something that they love about a certain dentist that does not appeal to you. Find out what other people have to say.

Finally, you will want to meet the dentists if you can. Schedule a one time appointment so that you can meet them and see what they are like in their work environment. You can have the opportunity to watch them with other people and see how they work. One dentist may be a really nice guy but maybe you just do not like the way he works as a dentist. Another dentist may seem a little gruff but maybe he is very gentle with your teeth. You will want to meet the different dentists because in the end it is important that you go with the dentist that you are most comfortable with or that your children (if you are looking for a pediatric dentist) are most comfortable with. The best way to find out who you are most comfortable with is by meeting them.

Source by Dr. Ralph Reilly

Taking care of your teeth is something that is necessary in order to have great dental health as well as good overall health. A very important part of taking care of your teeth is regularly visiting the dentist. The dentist does not only take care of problems in the mouth such as cavities, but he or she also helps you to avoid problems by seeing their potential early on and giving you the necessary steps to avoid them. Because dentists play such an important role in your oral health choosing a dentist is very important. Maybe you have worked with the same dentist all your life but you move and have to choose a new one. Maybe you are not comfortable with your current dentist so you want to change. Whatever the case, it is important that you know how to choose a good dentist.

The first thing to do when choosing a dentist is to find out the names of all the dentists in the area. This may not be just in your city. If you live in an area with a lot of people and all the cities are close together you may look up dentists in many different cities. You will want to look up dentists whose offices are in a reasonable distance of your home. Maybe you think a reasonable distance if fifteen minutes and maybe you think a reasonable distance is forty-five minutes. Whatever distance you are comfortable with, look up all the dentists within that area.

The next thing you will want to do is research these dentists. Where did they go to school? How much education do they have? Did they go to a school that puts out reliable dentists or did they go to a school in the boonies that you have never heard of? Find out whether they are family dentists, pediatric dentists or dentists who prefer to work only with adult teeth. Find out how long they have been in business. In short, research things about them that will help you determine whether or not you would trust them as a dentist.

As a part of your research you will want to know what other people have to say about the dentists in the area. Who do people like and who do they not like? Ask your neighbors and friends which dentist they use and which they are most comfortable with. Ask them why they feel the way they do and have the opinions that they have. Maybe there is something that they do not like about a certain dentist that does not make you uncomfortable. Maybe there is something that they love about a certain dentist that does not appeal to you. Find out what other people have to say.

Finally, you will want to meet the dentists if you can. Schedule a one time appointment so that you can meet them and see what they are like in their work environment. You can have the opportunity to watch them with other people and see how they work. One dentist may be a really nice guy but maybe you just do not like the way he works as a dentist. Another dentist may seem a little gruff but maybe he is very gentle with your teeth. You will want to meet the different dentists because in the end it is important that you go with the dentist that you are most comfortable with or that your children (if you are looking for a pediatric dentist) are most comfortable with. The best way to find out who you are most comfortable with is by meeting them.

Source by Dr.

Finding a great dentist isn’t easy. Whether you live in Hawaii or Wichita, this can be a daunting task, especially if you haven’t been to a dentist for a while. But look no further, than this article. Finding a dentist is easier than you think if you simply apply the tips that follow.

Ask People You Know

A great way to find a dentist is to ask other people that you know and trust. Ask your family, colleagues or friends. Often they will have good recommendations. In addition to asking what dentist they recommend, ask about other qualitative factors. Find out if the dentist is friendly, has a nice waiting room and has a great staff.

What if you are new to an area?

If you are new to an area, you may not know anyone who can recommend a great dentist. So what do you do in this scenario? Ask credible people who are in a position to know who the best dentists are. Often hospitals and other health facilities employ the services of a number of dentists. So they are in a great position to know who the best dentists are. All you need to do is call them up and ask for a recommendation.

You can also ask a local dental school. Dental schools are in a great position to know who the best dentists are in the area. In addition, dental schools may even offer lower rates than a regular dentist for dental care. Sure, you will have students performing your dental care, but they will be well supervised by extremely experience dentists who know what they are doing.

Use the Internet

Now days, everything is on the web. Search for a website that lists dentists in your area along with patient reviews. Look for a dentist that is convenient for you and also look at their reviews. Make sure that their patients have a lot of good things to say about them. And if a dentist has a lot of negative reviews, look elsewhere.

Also visit the dentist’s website. You can learn a lot by checking out their website. Does the dentist offer all of the dental services required to meet their needs? You can also get a feel for the dentist’s personality by the way they have designed their site and what they talk about on their website. And if the dentist has posted a video, then you are really in luck. You can get a good sense of their personality too.

Special Dental Needs

When choosing a dentist, you should also consider your special dental needs. If you have healthy teeth, choosing a dentist is easier as all dentists are able to do the basics like cleanings and taking x-rays. But if you have crooked teeth you may want a dentist that specializes in orthodontics. Or if you want your teeth to look better you may want a dentist that specializes in cosmetic dentistry and so on.

Check Your Dental Plan

Another great way to choose a dentist is to look at the dentists that are pre-approved by your dental plan. In this case, you will already know that they will accept your dental insurance. But you should be sure to ask a lot of questions to confirm that they are the right dentist for you.

Call the Dentist

Once you have narrowed down your list of potential dentists, call them. See how you are treated on the phone. Confirm that they take your insurance. Find out: how to get to the office, what their business hours are and how they handle dental emergencies that are outside of their business hours.

Take a Test Drive

Some dentists will offer free consultations or even free cleanings to prospective patients. Take them up on their offer. You will get free service and also a chance to chat with them so that you can see if you get a long.

Don’t Get Taken for a Ride

Some unscrupulous dentists will try to sell you services or treatments that you do not need. In this situation, go with your gut instinct and get a second opinion from another dentist if you are unsure that any treatment is not right for you.

Also, some bad dentists will post fake reviews on review websites. So always take the reviews that you see on these sites with a grain of salt. Make sure that the reviews align with your experience with the dentist and look elsewhere if they do not.

Remember you don’t have to go with the first dentist that you find. If you are not happy with them in anyway, keep on looking. Eventually you will find the right dentist for you and your smile.

Source by Zeke Morganstern

Toenail melanomas are similarly found on the skin but they are on the skin beneath the toenail or thumbnail. This makes them less noticeable especially for people who frequently wear dark nail polish. This is also the reason why most toenail melanomas are only treated or removed only when they have reached the more advanced stages of growth.

Fortunately, toenail melanoma is commonly benign, in which case a simple surgery can be done to remove the skin tumor. Since toenail melanoma is covered by the nail, the operation would require the partial or total removal of the covering nail as well.

This is all done under local anesthesia so there is nothing to worry about. With the advances in modern medicine, this surgery will only last about an hour.

The first symptom of this kind of skin cancer is a small dark spot resembling a mole. Oftentimes, a toenail melanoma is dark yellow, brown or black.

In rare cases, the spot is colorless, making it more difficult to detect. These types are the riskier ones especially if they turn out to be malignant. They can keep growing with the person not even knowing he has it.

To differentiate between a regular mole and a toenail melanoma, you will have to observe the spot for a few days or even weeks. If the spot grows in size, there is a large chance that it is in fact a toenail melanoma.

Although most toenail melanomas are benign, this is not a certainty. You need to go in for a biopsy to determine the kind of toenail melanoma you have.

Sometimes a toenail melanoma starts not as a spot but a streak, similar to the white streaks that sometimes appear on the nail following trauma. If you notice these streaks on your nails without undergoing any kind of nail trauma, you should have your nail checked as this can be the beginning stages of a tumor.

Although this condition is generally called toenail melanoma, it can actually occur in any of your other nails as well. They do appear much more frequently on the toenails and thumbnails but you should regularly check your other nails as well.

Once you begin to notice these changes in your nails, it is best to consult a doctor right away. Melanomas are still a kind of cancer, and just like other cancers, they are more easily treated if detected early. Also, since they are just like any other tumor, you will need to undergo chemotherapy and radiation in case the toenail melanoma turns out to be malignant.

Medical studies have shown that this particular kind of melanoma, also called acral lentiginous melanoma in the medical community, is more common in Asians and other people with darker skin. However, Caucasians are not totally risk-free as there have also been several cases of toenail melanoma in very fair-skinned people over the years.

Source by Chirs Parker

Invisalign can help you create a stunning smile by straightening your teeth and covering gaps. An Invisalign dentist will install a series of aligners on your teeth. Each aligner is customized and created to fit each patient's mouth. This procedure will not affect the way you talk and it will make brushing easier. It will not interfere with your everyday life and people will not notice that you have them in your mouth. Aligners are easy to use and maintain, and they are very comfortable. If you are ready for a smile that improves your appearance, an Invisalign dentist will help you out greatly.

The Invisalign system will correct your dental issues and help you feel better about yourself. For instance, if there is a lack of space in your mouth for all of your teeth to fit normally, you may experience tooth decay and increase your chances of developing gum disease. Lack of room in the jaw can prevent the function of your teeth. An Invisalign dentist can help you solve this problem. If you have widely spaced teeth, Invisalign will help you correct this problem. Space issues can also lead to some periodontal illnesses.

Invisalign can also correct a crossbite, which occurs when the upper and lower law is misaligned. This problem can also lead to gum disease and wear of the teeth. Additionally, this procedure can also fix an overbite, which can lead to irritation, joint problems, pain, and gum problems.

Invisalign will allow you to live your life and it will give you the flexibility you need, since it is removable and clear. Your dentist will help you create a program that treats your specific dental issues. It is critical that you choose an experienced Invisalign dentist if you want great results.

Aligners are clear and are like invisible braces. They look fabulous and they will improve your appearance and day-to-day interactions with other people. Since they are removable, unlike braces, you will be able to drink and eat all your favorite foods by removing the aligners. You should also remove them when you brush and floss your teeth, chew gum, or bite into something really hard. It is also worth noting that patients should not smoke when they wear their aligners. Smoking can distort the appearance of the aligners.

Unlike braces, there are no metal wires or brackets that can cause discomfort or irritation in your mouth. Plus, since your visits to the dentist do not involve making wire adjustments, you will likely spend a lot less time in the dentist's office.

If you're interested in this advance in orthodontic care, contact your dentist as soon as you can. Having straight teeth may just give you the confidence in your appearance to get out and change your life, and it all starts with you.

Source by Abigail Aaronson

Did you know that orthodontic treatments, including braces and removal appliances, are the most commonly claimed medical procedures under private health insurance (based on information from the Australian Private Health Insurance Ombudsman)? That should assure you that your invisalign treatment can be included in your dental insurance cover. Take note that such coverage is only available in private health insurance.

How To Claim Your Invisalign Treatment

The fact that invisalign is a form of removable brace, means that it would be classified as an orthodontic treatment. In this case, the Australian Private Health Insurance Ombudsman (PHIO) provides a useful guide to help you in claiming this treatment.

The PHIO advices that you should get a written treatment plan from your orthodontist, beforehand. This is because various health funds must first determine your orthodontic benefits, based on the Orthodontic Treatment Plan.

A treatment plan normally includes such details as:

– Estimated length of treatment

– Total cost of treatment

– Dental item number for identifying the treatment

– How you’ll pay for treatment (this may be in monthly installments or lump sum payment).

When presented with a copy of the treatment plan, your health fund will provide you with a benefit quote. Such a quote would be based on your treatment, as well as your level of cover.

Benefit Limits And Waiting Periods

Different health funds offer varied benefit limits; although they all tend to have a similar waiting period of 12 months. A waiting period is simply the time you need to wait, after commencement of your cover, before you’re eligible to claim any benefits. Remember to first shop around for health funds offering the best benefit limits, before settling on one.

Some funds offer accrued benefits, whereas others have only fixed benefits. In the case of fixed benefits, you would be allowed to claim a certain amount of benefit per year, which would also have an overall cap beyond which you cannot claim in your lifetime. In the case of accrued benefits, there still exists a maximum lifetime cap, but the yearly benefit amount increases continually on a yearly basis.

When making a choice of the most suitable coverage, always take into consideration the yearly benefits and lifetime caps. You must ensure that those specific amounts would significantly offset your orthodontic treatment costs. This is especially so, since the Australian Society of Orthodontists reveals that orthodontic treatment for both upper and lower braces would range from $4,500 to $8,000.

Your Choice Of Medical Professional Can Affect Your Benefits

It’s critically important that you clearly understand the conditions for your health insurance. In certain instance, the health fund may give lower benefits if your orthodontic treatment is carried out by a general dentist, instead of an orthodontist. Therefore, you should advise your fund concerning your health care provider beforehand. Fortunately, many health funds provide similar benefits, whether you receive treatment from an orthodontist or a general dentist.

Considering all the technical aspects that may affect your benefits, you should always keenly analyze all the conditions that apply to your coverage. This will ensure that you get the most appropriate coverage for your invisalign treatment.

Source by William Huynh

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